Apply for an instant payday loan online. You can borrow from £50 to £1000 for up to 30 days.
Representative APR 1737% (variable). If you were to borrow £300 for 30 days the total amount repayable would be £375.
Instant payday loans for any purpose
Instant payday loans are often a perfect solution to a temporary shortage of money such as when you need emergency cash or a convenient, easy way of borrowing money for a short period of time. If you can afford to repay it, a payday loan is much simpler than getting a traditional loan and much quicker than applying for a credit card.
Unlike traditional loans, you can apply online right away for an instant payday loan without the need for an appointment. Approval is usually instant and you can often have cash paid into your bank account within the hour. With payday loans you do not have to explain why you need the cash and normally we require no faxes or phone calls.
People choose to apply for instant payday loans for a number of reasons. It could be that they need money fast to pay a bill, to pay for emergency travel or it could even be to replace something that has broken down in the home, like a washing machine, television or cooker. You may just need a loan so that you can buy a birthday present for someone before you get paid.
Instant Payday Loans & Bad Credit
If you have a bad credit history you can still apply for a payday loan. As long as you can show that you are earning enough money to repay the loan, a successful application is still possible even with a bad credit rating. It is important that you do not apply for a payday loan if you cannot afford to pay it back. Payday loans are not a debt solution. If you are repeatedly short of money or cannot afford to pay your bills you should seek independent financial advice.
Applying for a payday loan is simple
Whatever the reason you need it, applying for a payday loan is very simple. All you have to do is fill in a very short form online, it should take just a minute or two, and often getting approved is almost instant. The Money could be paid into your bank account within the hour.
Can I apply for an instant payday loan?
To be eligible to apply for an instant payday loan you must be a UK resident aged 18 years old or over and be earning a regular wage. It is extremely important that you do not commit to borrowing a payday loan if you cannot afford to make the repayment on time.
How much will it cost?
Payday loans can appear quite expensive, especially if you look at the representative APR which is 1737%. This isn’t a good representation though because repayment is over a very short period. Interest rates can vary depending on the the lender that is offering you the loan. On average it costs £25 per £100 borrowed. If you were to borrow £300 for 30 days the total amount repayable would be £375. Find out more about the costs. You are not committing to a loan just by applying. If you are not happy with the loan offered, you do not have to accept it. To commit to the loan you have to sign the electronic agreement.
How do instant payday loans work?
When you fill in the loan application form online we pass your details to a panel of high quality short term lenders to see who, if anyone can offer you the best deal. An offer of a loan is not guaranteed or inferred. Find out more about how payday loans work.